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Travel Insurance Companies in India

Travel insurance is a prime necessity of each tour, be it a short-trip, corporate visit, or a student travel, coverage against risks and threats associated with foreign trips is a must. Such policies and schemes are important, since it provides a cover against financial and medical emergencies that you might have to incur during your travel. However, while purchasing a policy it is advisable that you avoid the low-cost schemes since, it only covers the basics. It is always better to do a little research of various policies before selecting the right one. Travel insurance companies in India features number of policies catering to the various tour requirements of every tourist and providing coverage against a range of medical emergencies and other loss, damage, or theft of baggage and personal possessions.

Top Indian Travel Insurance Companies


Here is a detailed look at the policies, highlights and key benefits of the travel insurance companies in India -

Tata AIG Insurance


One of the leading companies in the nation, Tata AIG seeks to provide a range of comprehensive travel insurance policies in India. The schemes and policies of the company provides coverage against unforeseen situations like lost baggage (and passports), flight delays, and personal accidents along with medical expenses. The company is partnered with American International Group (AIG) is the largest travel insurance company in the world.

Types of Travel Insurance
Here is a look at the several types of scheme that are offered by the company for its domestic, overseas and student plans of travel insurance-
  • Overseas Travel Insurance
    • Global Protection policy – this is valid for 24 hours a day and 365 days a year
    • Coverage of Medical Expenses, loss of passport, baggage delay or loss, and more


  • Domestic Travel Insurance
    • for traveling anywhere within India
    • Coverage against Missed Departure, Lost ticket reimbursement, Accommodation charges due to trip delay, and more


  • Student Travel Insurance
    • For students traveling overseas for higher studies
    • Coverage against Study Interruption, Sponsor Protection, Accident and Sickness Reimbursement and Personal Accident

    Benefits of Tata AIG Travel Insurance
    The company has on offer some of the key benefits that makes it stand out from the rest. The distinctive features of the insurance schemes of the company are listed below-

    • 100% reliability
    • Instant on-line travel insurance issuance
    • Presence in over 130 countries (through AIG)
    • In-house travel & emergency Assistance service AIG -Assist in North & South America; ISOS for rest of the world.


    Contact Details
    Registered Office: Peninsula Corporate Park,
    Nicholas Piramal Towers, 9th floor,
    Ganpatrao Kadam Marg,
    Lower Parel, Mumbai – 400 013
    Tolled Number: 022-66939500

    Cholamandalam MS General Insurance Company Limited

    A recognized insurance company in the Indian insurance sector, the Cholamandalam MS thrives to offer you the perfect scheme or policy catering to your tour requirements. Providing coverage to a number of emergencies including medical assistance that might crop up during your foreign trip and several types of insurance makes your abroad journey much simpler and easier.

    Coverage of Travel insurance
    Here is a look at the coverage that are usually provided by several schemes that are offered by the company-
    • Medical Treatment
    • Dental Treatment
    • Checked Baggage Loss and delay
    • Passport Loss
    • Personal Accident – Domestic
    • Financial Emergency
    • Trip Cancellation
    • Trip Curtailment
    Types of Travel Insurance by Chola Mandalam MS
    The company in catering to the varied needs and tour itinerary of travelers has laid down several policies suiting their best needs. Let us have a look at the types of travel insurance provided by the company and the added benefits of each plans-
  • Short Term travel
    • Door-to-door Cover
    • Adventure Sports Cover
    • Senior Citizens Cover
    • Pay only for what you use


  • Student Travel
    • Coverages in line with foreign university requirements
    • Extra Savings
    • Special Medical extension
    • Door-to-door cover


  • Corportate Travel
    • No medical checkup required
    • Completely custom-made
    • Web-enabled online policy issuance at your premises
    • Express claim processing


    Contact Details
    Head Office - Dare House, II Floor,
    Old No: 234, New No: 2,
    NSC Bose Road,Chennai - 600 001, India.
    Tel: (044) 52166000
    Fax: (044) 52166001

    ICICI Lombard General Insurance Co. Ltd.


    Another renowned insurance company in the Indian insurance sector, ICICI Lombard is known for its extensive coverage of medical and non-medical expenses during your foreign trip. The company also provides various plans and schemes under its cover of overseas travel insurance policy. Some of the policies even offer coverage against pre-existing diseases in life-threatening emergencies

    Types of Overseas Travel insurance
    In the overseas plan of travel insurance, the company offers a number of schemes suiting the requirements of aged people above the age of 70 and other necessities. Here is a look at the usual types of travel insurance of ICICI Lombard –
    • Multi Trip
    • Single Round trip
    • Salt and Pepper (71 to 85)


    Key Benefits of ICICI Lombard Travel Insurance
    Let us have a look at some of the features and key benefits of the scheme that are offered by the company -
    • Cashless hospitalization facility available worldwide
    • Avail of quality health care through our tie up with UnitedHealth International (UHI is a leading US based health care provider)
    • No medical check-up required
    • The insurance also covers medical evacuation costs back to India
    • Covers Checked-in Baggage Loss, Trip Delay, Passport Loss, Financial Emergency


    Contact details
    South Tower 6th Floor
    ICICI Towers, Bandra Kurla Complex,
    Bandra(East), Mumbai-400 051.
    Tel : 022-6531414
    Fax: 022-6531111
    E-Mail: info@icicilombard.com

    Travel insurance companies in India seek to offer a range of coverage in protecting your foreign trip against risks and damages, and expenses that you might have to incur during your tour.

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